Subsidence claims are costing the UK insurance industry over £500m per annum. This is leading to an increasing requirement for Homeowner Tree Reports, where:
required by lenders before they finalise mortgages
required by insurance companies
tree are implicated as the cause of subsidence, often with little justification, and their removal demanded
professional backup is required in tree related disputes
SJ Stephens Associates are licensed to undertake tree reports for mortgage or insurance purposes, through the Consulting Arborists Association.
